Installment loans are quick, simple loans available to people with all credit types

Installment loans are quick, simple loans available to people with all credit types


  • Competitive rates based on amount and eligibility.
  • Loans from $500-$4,000. All Credit Types.
  • State licensed. Based in Chicago. Since 2009.


  • Loans for immigrants and underserved.
  • No credit score or SSN required.
  • State Licensed. Based in CA, Since 2015

Ohio Installment Loans

In some cases up to $25K can be deposited into your account often by the next day. Typically, people borrow much less as these loans are expensive. These loans can help in a bind for short-term, emergency funding.

We review lenders based on their reputation, costs, and features. Reputation considers state licensing and Better Business Bureau scores. Cost is based on terms, fees, and rates. Features include things payday lending Cleveland like credit reporting or fee transparency. Tribal lenders are identified as a «Tribe Based Lender» under the «Lender status» label.

Our review of installment loans considers three areas: reputation, cost, and features. Reputation considers things like state licensing and Better Business Bureau scores. Cost is based on terms, fees, and rates. Features include ares like credit reporting or fee transparency.

A listing in this table is not an endorsement by us as we include all lenders we have reviewed that offer loans to Ohio residents.

Additional Information on Ohio Installment Loans

Ohio residents can choose from 12 provider options from our rankings. If there are other lenders that you would like reviewed please let us know.

Installment loans are designed to be available to people of all credit backgrounds. They differ from typical payday loans because they are paid back over multiple pay periods instead of all at once at your next payday. These loans are expensive so make sure to consider other options such as bank loans, credit cards, or friends and family before taking one.

Ohio installment lenders are ranked in the table above. Often time consumers prefer installment loans over payday loans because the loan repayment is spread out over a longer period of time which can makes these loans cheaper than payday loans if you need multiple pay periods to repay your loan. If you can pay it off all at once then sometime a payday loan can be cheaper. See Payday Loans or Installment Loans for more information on comparing these two types of loans. Also you can visit installment loans for more general information.

Installment loans are generally paid off in less than two years. If you have fair to excellent credit or need larger amounts of cash, i.e. up to $50,000, another option to consider are personal loans. These loans can have higher loan amounts, longer terms, and lower rates. The largest loans and lowest rates are typically only offered to individuals with excellent credit. These loans are typically used more for debt consolidation than last minute emergencies.

Ohio Paycheck Installment Loans

The loans listed in this section are paycheck-based loans. This is because payments for these loans occur on your pay date. Unlike traditional unsecured loans, these loans do not require good credit. In fact, they generally don’t even consider credit history and instead, are based solely on your employment. Lenders require access to your checking account where you receive your paycheck and on your payday they automatically deduct your loan payments.

Companies offering paycheck installment loans have made these loans very convenient but these loans are expensive. They generally only make economic sense if used very infrequently for emergencies only.

Who Offers Ohio Installment Loans

They are direct lenders who offer loans based on your paycheck amount, pay date, and access to your checking account. Their loans are typical available to all credit profiles and do not require collateral.

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